How To Prepare Your Home For A New Homeowners Insurance Policy

Sherri Ramos

When you go to apply for a new homeowners insurance policy, there is a good chance that the agent will schedule for an inspector to come by your house. They might want to view the inside of your home, or they might just drive by and you will not even know when it happened. Either way, the inspector is looking to see if your home passes their inspection list or if there are issues that need dealt with before they can officially start your insurance policy. To help make sure that your home will pass the inspection right away, you will want to keep reading.

Make Sure The Steps Are Safe

You need to make sure that steps to your home, the handrails, and any sidewalks on your property are in good shape and that they do not pose any danger for anyone that walks there.

Check For Missing Pieces Of Siding

If you have siding on your home, you will want to make sure that there are not any missing pieces that are exposing the home structure. When there are such pieces missing, the rain water can get in behind the siding and cause significant damage to your home.

Look For Missing Roofing Shingles

Take a good look at your roof. Are there any missing shingles? If so, you will need to hire a roofer to add new shingles. If there are many shingles missing, it might actually be time to replace all of the shingles to prevent any further troubles.

Consider Safety Concerns With Your Swimming Pool

Do you have a swimming pool? If so, they you need to have a fence around it or a removable ladder so neighborhood kids do not wander over into your yard, jump in the pool, and injure themselves or drown.

Replace Any Broken Windows

If there are any broken windows in your home, you will want to have them repaired or replaced. Even if it is just a crack going across the glass, it is something that you want to have dealt with before the insurance company comes by.

Now that you have had a chance to review those suggestions, you will want to do a quick inspection of your own to see what you might need to do or repair before the insurance company drives by. The sooner you make the needed changes, the safer everyone will be and the easier it will be for you to get the homeowners insurance that you need.

To find good homeowners insurance, go to websites that offer you a wide variety of options.