Experiencing a fire in the home is distressing. While you are grateful to have avoided injuries from the fire, you may have a lot of damage to your belongings and your home. When severe damage occurs, bringing in a fire damage claim public adjuster is best. You need the public adjuster to determine how much damage you have going on to help you file your claim and receive as much back from your insurance company as you can.
Why Is a Public Adjuster Needed After the Fire?
After a fire takes place, you may have a lot going on inside the home. For example, the fire could have destroyed some of your belongings, including your television, couch, bed, and clothes. Along with damaging these items or wrecking them, the fire likely caused damage to various surfaces, including your floors, walls, ceilings, and countertops. It could cost a lot of money to fix everything and get the home restored. Paying out of pocket for these kinds of expenses may be impossible due to the cost of the damage.
The public adjuster carefully sifts through all the damage and creates a list of everything that needs fixing. The adjuster is on your side and wants to help you receive as much from your homeowner's insurance as you can get. If you do not get a pubic adjuster, you might forget to include certain damages in your claim, and that could result in you getting much less than you need to fix everything inside the home.
How Much Will the Insurance Company Provide?
The total compensation awarded to you from the insurance company does depend on the damages. Your public adjuster has experience dealing with fire damage claims and will work on helping you complete a legitimate and accurate request. If the insurance company provides an amount that you do not agree with, the adjuster can go over details with the insurance company as to why you would need more than their original offer. In most situations, the insurance company then agrees to pay more for the repairs and necessary renovations.
If you have experienced a traumatic fire in the home and are now trying to overcome everything while working on getting your home back to normal, you know taking care of the damage is the first step, but you would need the help of a fire damage claim public adjuster to look at the home and help with the claim. When you take the extra step of getting the public adjuster involved, you can end up getting a fair amount from the insurance company without such a hassle.
For more information on how to work with your insurance after a fire, reach out to a fire damage claims public adjuster.