14 March 2019
Having protection for your home and belongings through a homeowner's insurance policy is a good idea for anyone who owns a home. Homeowner's insurance provides protection for damage a home may incur from storms, vandalism, and other things, and you must file a claim on your insurance if you ever want to utilize the coverage you have with your insurance policy. There are times, though, when filing a claim is not the best option, and there are several things you should consider that may help you determine when to file a claim and when you should not file one.
11 January 2019
Once you reach 65 and you are ready to sign up for Medicare insurance, it's important to learn what your insurance will and will not cover. Medicare comes in parts A, B, C, and D, which can make the process of choosing the right plan for your needs feel even more confusing. If you already have coverage through your spouse and Medicare is your supplemental insurance, you may only need to sign up for Medicare Part A and wait until you need additional coverage to apply for more.
3 December 2018
Are you looking into getting a new car but shocked to see how much your insurance premiums will be? If so, you're likely looking into ways that you can save money on this very important expenses. Here are things that you can do to reduce your premium costs. Reduce Your Mileage One large factor that determines your insurance premiums is how many miles you drive per year. As you may assume, the more miles you drive puts you at a greater risk of getting into an accident, so you are viewed as a higher risk to the insurance company.
19 October 2018
People who have never purchased car insurance themselves often have a lot of questions about the types of coverage they need. One of the big questions involves finding out the differences between collision coverage and liability-only coverage. If you are wondering what the differences are with these two basic types of insurance coverage, there are several things you will want to know about personal auto insurance. Each covers different things
28 August 2018
Homeowner's insurance is very important to have. Without it, you are responsible for any damage that may occur to your home such as flooding, roof leaks, or damage from wind, hail, rain, or snow. These types of damages can all add up and cost you a lot of money out of your own pocket all at once. If someone is injured at your home and you are sued, homeowner's insurance can cover these costs as well -- without this type of insurance, you could end up responsible for all of these expenses.