20 June 2023
Navigating the complexities of insurance claims can be a daunting task for policyholders. When faced with the aftermath of property damage or loss, understanding the intricacies of insurance policies and negotiating with insurance companies can be overwhelming. This is where a public adjuster comes into play. Defining the Public Adjuster A public adjuster is a licensed professional who works on behalf of policyholders to help them with their insurance claims. Unlike insurance adjusters, who are employed by insurance companies, public adjusters exclusively represent the interests of the policyholders.
2 May 2023
Some physical and mental disabilities can affect your auto insurance rates. Below is an overview of the connection between such disabilities and car insurance. Examples of Relevant Disabilities Multiple disabilities affect driving risks. For example: Vision impairment affects driving risk because you need to see road obstacles, markings, signs, and other road users to drive safely. Neurological conditions affect the brain and nervous system controlling the mind and body. Hence, neurological impairments may affect decision-making in emergencies.
16 March 2023
Have you been thinking about whether you should get a life insurance policy, but you're unsure if it is the right decision for you? It will definitely help to know some reasons why people get a life insurance policy so that you can determine if it applies to your situation. Securing Your Loved One's Future Do you have a family that depends on you for financial support? You may be the only working parent, or simply make more money than your spouse which helps cover the majority of the bills.
30 January 2023
Contractors insurance is a type of insurance policy that provides financial protection for businesses that engage in construction or other contract work. It's composed of many different coverages. Here are some of the most important ones. General Liability Insurance General liability insurance is a type of coverage that provides protection for contractors against third-party claims of bodily injury or property damage. This coverage is important for contractors as it can help to cover the cost of medical expenses and legal fees if someone (non-employee) is injured on a job site.
27 December 2022
A simple fact about automobile incidents is that your vehicle can never be in the same condition it was before the crash. So, irrespective of car experts doing their best to restore your vehicle to its condition before the damage, its value will never be the same. Therefore, you might have to ask for less if you decide to trade it in for another car or resell it. Moreover, the auto insurance industry understands this and offers reduced-value coverage.